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Furthermore, clients for this sort of plan can have serious legal or criminal backgrounds. It is essential to note that different carriers supply a variety of issue ages on their ensured problem policies as low as age 40 or as high as age 80 - final expense insurance company. Some will additionally offer greater face worths, approximately $40,000, and others will allow for far better survivor benefit problems by enhancing the rate of interest with the return of costs or decreasing the number of years until a complete survivor benefit is available